[thelist] Research: Micropayments wish list

M. Seyon evoltlist at delime.com
Thu Jan 19 12:32:40 CST 2006

Message from Christian Heilmann (1/19/2006 10:56 AM)

>I am talking to a client today who are looking into establishing a
>payment system like paypal, but based on a top-up credit card. I
>wondered what features you would expect from a system like that?
>My personal wishlist so far:
>- Must allow people without credit cards to pay you money
>- Must be easily transferable to bank accounts or via ATMs without high fees
>- Should ideally be currency independent / not charge you for conversion
>- Must be completely skinable to add to your site
>- Should come with a nice API to tie into
>Anything else you'd like to see, or some information as to what annoys
>you in the current systems (Nochex, Paypal, Worldpay)

- Usable internationally - "now available in 14 countries worldwide" does 
not qualify as international in my mind
- Should allow transactions to occur seamlessly on your site, not have user 
forwarded to a different domain for payment (not sure if this falls under API)

I think you covered all the important points. Interesting post, looking 
forward to seeing how it develops.


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